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Rent to Own Program

 

The rent to own program is the solution for many renters wanting to purchase a home in the future. If you’re a renter and need a little time to improve your credit score or save for a down payment, we have an option for you.

Lease with Option to Purchase

How it Works

Step one – You apply for the program. The application is $75 per household. The average turnaround time for approval is 1-3 days.

Step two – We go house shopping together. You and I will find a house FOR SALE that fits your monthly rent budget AND is attractive for a future purchase of the home.

Step three – The investor affiliated company buys the house in cash and leases to you (one year lease) with an option to purchase.

Step four – You move in and can purchase the home anytime for up to five years.

Fine Print

  • Minimum lease is one year. You have no obligation to lease or purchase beyond one year. If you decide not to buy the house, the transaction is just like a lease. You’ll be given your security deposit back at the end of the lease.
  • You may lease up to five years.
  • You may decide to purchase any time within five years.
  • The list price of the home must be within $100,000 and $400,000.

Minimum Requirements

  • 550+ TransUnion Credit Score
  • Annual household income of at least $50,000
  • Stable employment
  • No history of eviction and no pending bankruptcy
  • No bills currently in collections (past collections okay)

Criminal history and other elements are factored into the decision for approval in the program.

Fill out the form below and a Rent to Own specialist will call you.

 

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