Home Buying Programs

Kennesaw Life provides homeowners several UNIQUE programs designed to help people purchase a home. Scroll down and determine which program works best for you. Fill out the contact form and we’ll contact you to discuss the program in more detail.

No Down Payment Program

Summary:

• 640+ minimum credit score
• FHA mortgage
• Second mortgage to cover the 3.5% minimum down payment with rates as low as 0%
• $80,000 maximum income

Low Credit Score Home Buying Program

Summary:

• 580+ credit score
• Downpayment may not be necessary, but is helpful for approval
• 1+ year of job stability required

Military Veteran Home Buying Program

Summary:

• 580+ credit score
• No down payment required in most cases
• 30 year fixed rate
• 1+ year job history

Rent to Own 

Summary:

• Minimum lease is one year. You have no obligation to lease or purchase beyond one year. If you decide not to buy the house, the transaction is just like a lease. You’ll be given your security deposit back at the end of the lease.
• You may lease up to five years.
• You may decide to purchase any time within the five years.
• The list price of the home must be within $100,000 and $550,000.
• 550+ TransUnion Credit Score
• Annual household income of at least $50,000
• Stable employment
• No history of eviction and no pending bankruptcy